Our Services

At Charles Bradley Advisory Group, we specialize in working with retirees or those very near retirement. This allows us ample time to keep up to date with all of the issues facing today’s retirees. Today there are more challenges than ever to maintaining a secure retirement. Below are the areas of focus that we specialize in assisting clients with as it relates to achieving their financial goals.

Retirement Income Planning:
In today’s world retirement planning has shifted from wealth Accumulation to Wealth Distribution. In other words how do you ensure you do not out live your income in retirement. At Charles Bradley Advisory Group we will work closely with you to develop an income plan in retirement that not only meets, but will go the distance, and be around as long as you are.

Estate Planning:
For clients of Charles Bradley Advisory Group, Estate Planning is working to ensure your assets pass safely to the church, charity or family members you want your assets to go to at death. With a focus on avoiding probate and avoiding taxation we work with respected and sought after estate planning attorneys that we have selected to help our clients plan to leave the legacy they would want, with out worrying about Uncle Sam ending up with the biggest share.

Insurance Planning:
At Charles Bradley Advisory Group, we understand the importance of various insurance products and the role they play in comprehensive wealth management. From Life Insurance, Long Term Care, Disability, Medicaid Supplement, and everything in between, our insurance professionals at Charles Bradley Advisory Group can walk you through all of the confusion regarding insurance and help you make the decision that’s best for you.

Tax Reduction:
By focusing on the taxes that impact today's retirees and working with the CPAs and accountants we have on our team, we are able to help our clients reduce and or eliminate taxes in a number of areas. For example, taxes due on Social Security income, taxes on interest bearing accounts, federal estate taxes, and taxes on IRAs. The IRS is constantly changing the tax laws as we know them, therefore it is important to work with a team of professionals to help manage these changes and stay up to date accordingly.

IRA Planning:
We will work closely with you to educate you on the important rules regarding IRA and other tax qualified accounts. When it comes to planning for the distribution of assets currently held in IRA accounts, there are a number of potential hazards that can cost you plenty in penalties and unnecessary taxation. We will help you navigate these pitfalls and ensure your IRAs and tax qualified plans remain intact for you and your beneficiaries.